Intern Insurance Plan

 

Helping GACC participants and their hosts address their health, safety and insurance needs outside their home country.



Click here for questions about health insurance claims or coverage prior to March 1, 2009

J-1 Insurance Information

All participants enrolled in the J-1 visa program are required to participate in the group health insurance provided by Aetna. Aetna is one of the leading health insurance companies in the United States.

 

Because of Aetna's strong reputation, the GACC negotiated an insurance program with the provider that ensures the international interns and trainees in the program have access to a quality health insurance at an excellent value while in the US

By enrolling in the program with the German American Chamber of Commerce you acknowledge the insurance coverage is sufficient for your specific health needs, and you do not hold the GACC liable should an accident occur which exceeds the coverage maximums.

The GACC's insurance provider exceeds all Department of State guidelines for J-1 Visa health insurance and includes the following benefits:        

Accidental Death and Accidental Dismemberment Benefit: 

$10,000.00

Accident & Sickness Medical Expense Benefit (Primary):

$100,000.00

- Subject to a $0.00 per person per incident deductible

 

- No Coinsurance

 

Medical Evacuation Benefit:

$30,000.00

Repatriation of Remains Benefit:

$10,000.00

Personal Liability Coverage:

$100,000.00

Participants will be covered for the entire duration of their program plus the 30 day grace period. It is important that you inform us of your exact travel dates or if you cancel your training, so we can inform Aetna and refund any monetary amounts, less an administrative fee, to you.

Please be aware however that the plan is not designed to cover all services, such as the treatment of pre-existing conditions or extreme sports. If you feel that there is a specific rationale for you to enroll in an alternative plan, please present the reason and plan outline in English to Kirsten Herrmann at kherrmann(at)gaccny.com for review.

Complete coverage information is available here. You should refer to this page for frequently asked questions and how to complete claims forms. All information is available for you to quickly reference on the right side of this webpage.

Your ID card will be mailed to your U.S. address within 1 month after arrival. If you need an ID before that, you can print a Temporary ID from this page. Please keep the insurance card with you at all times, as the contact information listed on the card is important for confirming your coverage and you will be asked for your insurance card every time you need medical care

The cost of insurance is covered in the total service fee for the procurement of a J-1 visa Certificate of Eligibility (DS-2019) and is approximately $60 per month. Your individual invoice will be detailed by visa fee, insurance cost, and where applicable priority processing. If you will be receiving a reimbursement from your company for any part of the total fee you will be able to present your detailed invoice as necessary.

Note:   This site provides links to outside sites and information not developed by Compass Benefits Group or GACC. Neither Compass nor GACC and its affiliates are not responsible or liable for the content, accuracy or privacy practices of, and assume no responsibility for any circumstances arising out of the use, misuse, interpretation or application of any information or other material provided on outside sites.