Intern
Insurance Plan
Helping GACC participants and their hosts
address their health, safety and insurance needs outside their home country.
AETNA HEALTH INSURANCE BENEFITS (Summary)
HEALTH CARE
PROVIDER DIRECTORY
Click here for questions about
health insurance claims or coverage prior to March 1, 2009
J-1 Insurance
Information
All participants enrolled in the J-1
visa program are required to participate in the group health insurance provided
by
Because of Aetna's strong reputation,
the GACC negotiated an insurance program with the provider that
ensures the international interns and trainees in the program have access
to a quality health insurance at an excellent value while in the
By enrolling in the program
with the German American Chamber of Commerce you acknowledge the insurance
coverage is sufficient for your specific health needs, and you
do not hold the GACC liable should an accident occur which exceeds the
coverage maximums.
The GACC's insurance
provider exceeds all Department of State guidelines for J-1 Visa
health insurance and includes the following
benefits:
|
Accidental Death and
Accidental Dismemberment Benefit: |
$10,000.00 |
|
Accident & Sickness
Medical Expense Benefit (Primary): |
$100,000.00 |
|
- Subject
to a $0.00 per person per incident deductible
|
|
|
- No
Coinsurance
|
|
|
Medical Evacuation
Benefit: |
$30,000.00 |
|
Repatriation of Remains
Benefit: |
$10,000.00 |
|
Personal Liability
Coverage: |
$100,000.00 |
Participants will
be covered for the entire duration of their program plus the 30 day grace
period. It is important that you inform us of your exact travel dates or if you
cancel your training, so we can inform Aetna and refund
any monetary amounts, less an administrative fee, to you.
Please be aware however
that the plan is not designed to cover all services, such as the treatment
of pre-existing conditions or extreme sports. If you feel that there is a
specific rationale for you to enroll in an alternative plan, please
present the reason and plan outline in English to Kirsten Herrmann at
kherrmann(at)gaccny.com
for review.
Complete coverage
information is available here. You should refer to this page
for frequently asked questions and how to complete claims forms. All
information is available for you to quickly reference on the right side of
this webpage.
Your ID card will be mailed to your U.S. address within 1 month after arrival. If you need an ID before that, you can print a Temporary ID from this page. Please keep the insurance card with you at all times, as the contact information listed on the card is important for confirming your coverage and you will be asked for your insurance card every time you need medical care
The cost of insurance is
covered in the total service fee for the procurement of a J-1
visa Certificate of Eligibility (DS-2019) and is approximately $60
per month. Your individual invoice will be detailed by visa fee,
insurance cost, and where applicable priority processing. If you will
be receiving a reimbursement from your company for any part of the
total fee you will be able to present your detailed invoice as
necessary.
Note: This site provides links to outside sites and information not developed by Compass Benefits Group or GACC. Neither Compass nor GACC and its affiliates are not responsible or liable for the content, accuracy or privacy practices of, and assume no responsibility for any circumstances arising out of the use, misuse, interpretation or application of any information or other material provided on outside sites.