How to Select International Health Insurance
Plan features include:
- Competitive, Comprehensive Plans
- Innovative Insurance Products
- Simplified Administrative Arrangements
- Online enrollment & ID's
- Insured online services including claim status
- Multi-Lingual Services
- 24 Hour Nurse Hotline
Compass provides international students and international scholars with the information and resources needed to make educated decisions about health care and health insurance
It is not uncommon to see low cost plans that only cover outpatient care to a certain limit (usually $750 to $1,500). These same plans often cap hospital stays at $1,500 per day. While this may be adequate coverage in your home country, it is considered low for medical coverage in the U.S.
These low cost plans often mislead buyers by not identifying the limitations. Examples are some of the plans under the PSI or ISOA, but it can sometimes be the school plan that is written more for American students that may have coverage elsewhere.
Please review any product you purchase carefully. Be sure it meets your needs and your school’s requirements. This includes the Compass Plans – be aware that there are some limitations relative to dental, pre-exisiting conditions, mental health and certain therapies such as physiotherapy.
The following are articles or resources that may help you through the selection process.
Health Insurance Consumer Resources